KTB Intelligence — Feature Documentation

KTB Intelligence is a platform for individual Kenyan investors to track, analyse, and plan investments in Kenya government bonds — Treasury Bills, Fixed-Rate Treasury Bonds (FXD), and Infrastructure Bonds (IFB). This documentation explains what each feature does, how the underlying calculations work, and real-life scenarios where you would use it.

Each feature page shows a plan badge — FREE features are available to all users, INVESTOR requires the Investor plan (KES 800/month), and FAMILY requires the Family plan (KES 1,800/month). See the full Plans & Pricing page for a complete comparison table.

Feature Categories

📡 Discovery

Find and understand bonds — browse the full government bond database, view the live yield curve, compare bonds side by side, and track the CBK auction calendar.

• 💰 Bond Database Free
• 📈 Yield Curve Free
• ⚖️ Bond Comparator Investor
• 🗓 Auction Calendar Free

🎯 Planning

Decide how to invest — set a savings goal and get an allocation plan, build a ladder with 12-month coupon coverage, model reinvestment strategies, and run a DCA simulation. Goal-Based Planning → is the first fully documented feature — start here.

• 🎯 Goal-Based Planning Investor
• 📅 Investment Planner Investor
• 🪜 Bond Ladder Builder Investor
• 🔁 Reinvestment Planner Investor
• 📉 DCA Simulator Investor

🔬 Analysis

Price and stress-test bonds — calculate primary market cash flows, price secondary market transactions to the exact NSE convention, model yield shift scenarios, and generate a WHT tax report.

• 🧮 Primary Market Calculator Free
• 🏪 Secondary Market Calculator Free
• 🌐 What-If Analyzer Investor
• 🧾 Tax Report Investor

⚙️ Operations

Manage your portfolio day-to-day — record holdings, track accrued interest, set price and maturity alerts, get answers from the AI Bond Advisor, and communicate with your broker.

• 💼 Portfolio Tracker Investor
• 👨‍👩‍👧 Family Portfolio Investor
• 🔔 Alerts Investor
• 🤖 AI Bond Advisor Investor
• 💬 Inbox & Messaging Free

How to use this documentation

• 1
  Find the feature you are interested in using the sidebar on the left, grouped by category.
• 2
  Read the overview to understand what problem the feature solves and when you would use it.
• 3
  Walk through the real-life scenario with worked KES figures to see exactly what the feature does with real data.
• 4
  Check the column reference if any result table field is unclear.
• 5
  Note the limitations section — every feature has edge cases worth knowing before you make decisions based on the output.